Make It Happen with an American Express Business Card

American Express Business Cards give you financial control, purchasing power and 
extended cash flow. Choose the card which is right for you. 

PLATINUM BUSINESS
CREDIT CARD

GOLD BUSINESS 
CHARGE CARD 

The Card that gives you a competitive advantage with up to 2% MoneyBack1 when you buy supplies, tools, material and equipment for your business. With no pre-set spending limit1 and free Supplementary Cards, this Card delivers real buying power and complete financial control. It also earns you Membership Rewards points2 on all your everyday business purchases. 

MONEYBACK
Save up to 2% MoneyBack1 on purchases MEMBERSHIP REWARDS
Earn 1 Membership Rewards2 point for virtually every £1 you spend, redeemable for airline, hotel, car rental and exciting merchandise rewards 

COMPETITIVE APR 
TYPICAL 14.9% APR variable ongoing2 NO PRE-SET SPENDING LIMIT
Enjoy outstanding purchasing power for your business, plus up to 39 days interest-free for improved cash flow3

SMALL BUSINESS SAVINGS NETWORK 
Your business will have access to the type of savings usually only reserved for large corporations. Savings partners include HP, Hertz, Eurostar, Holiday Inn, DHL, Orange and more4 SMALL BUSINESS SAVINGS NETWORK 
Your business will have access to the type of savings usually only reserved for large corporations. Savings partners include HP, Hertz, Eurostar, Holiday Inn, DHL, Orange and more4 

FREE ADDITIONAL CARDS 
Earn Membership Rewards points even faster with extra Charge Cards for your employees FREE SUPPLEMENTARY CARDS 
Earn Membership Rewards points even faster with extra Charge Cards for your employees 

NO ANNUAL FEE 
Enjoy outstanding benefits - completely free of charge 
LOW ANNUAL FEE 
Only £95 - and this is tax deductible 




PLATINUM SBS CARD
(1) The rebate is not payable in respect of any month in which the minimum payment is not received by the due date. The rebate is not payable in respect of cash withdrawals, interest, fees, balance transfers, or expenditure in any one month exceeding the amount of your Credit Limit or if the minimum amount of MoneyBack rebate earned in 12 months is less than ten pounds. An annual rebate on the aggregate amount of all Transactions (other than the exclusions stated above) will be payable to you by us to a maximum of £1000 per account per 12 month period at the following rates: 

0.5% for aggregate amounts up to £5,000; and 
1% for aggregate amounts from £5,001 to £10,000; and 
2% for aggregate amounts in excess of £10,001. 
(2) American Express may vary the %APR, interest rates and other charges from time to time. The minimum monthly payment will be 3% of the outstanding balance or £5, whichever is greater. Of course you may pay off your balance in full at any time. The American Express Platinum Business Card Balance Transfer calculation of 0% p.a. assumes a monthly interest rate of 0% p.a. interest based on the average line of credit of £1,500 with no annual fee. The American Express Platinum Business Card standard interest rate for goods and services for the first six months is typical 0% p.a. variable rising to a TYPICAL 14.9%APR variable for goods and services and 21.9% interest p.a. including Transaction Charge for Cash Withdrawals. You will have access to a credit limit of at least £1,500. There is a commission of 2.73% on foreign charges. There is a £3 fee for copies of records of transactions and a £5 fee for copies of statements (please note your statements sent to you each month when you have used your card will not incur this charge). There is a cash withdrawal charge which is £2 or 2% of the withdrawal, whichever is greater. 

(3) "Balance Transfers conducted within the initial 6-month period from the date we open your account will be charged at a Balance Transfer rate of 0.0% p.a. (monthly rate 0.00%) fixed for a period of 6 months from the date we open your account and thereafter at the standard rate of 14.9% p.a. (monthly rate 1.17%), fixed until you've paid off that balance in full. This low Balance Transfer rate of 0.0% p.a. will not apply if you do not pay the minimum amount each month. Balance Transfers conducted after the initial 6-month period from the date we open your account will be charged at the standard rate of 14.9% p.a. (monthly rate 1.17%), fixed until you've paid off that balance in full. We reserve the right to refuse any Balance Transfer requests. For example, we cannot accept Balance Transfers from overdue accounts, exceeded Credit Limits, overdrafts, loans, HP agreements or any Amex accounts. We are not liable for any overdue payments or interest incurred. Payments to card companies will normally be made within 30 days from receipt of your statements and we will advise you when payment is made. We may charge a handling fee in relation to Balance Transfers. Any such handling fee will be 2% of the Balance Transferred." 

(4) Information is correct at the time of going to print. Participating business partners may vary from time to time. Offers are subject to availability and may vary. 

GOLD SBS CARD
(1) Your purchases are approved based on a variety of factors, including your credit record, account history and personal resources. Proof of resources and security may be required. 

(2) Enrolment into Membership Rewards - Classic is free. Full details of the programme will be sent to you upon approval. You can earn one point for virtually every pound you spend on the Card except for the following charges: Cash Advances, AMEX Travellers Cheques purchases, Foreign Exchange and Express Cash Transactions and any other Account charges. 

(3) Providing you pay your bill in full and on time every month on all current American Express cards. 

(4) Information is correct at the time of going to print. Participating business partners may vary from time to time. Offers are subject to availability and may vary.

American Express Services Europe Limited. Registered Office: Portland House, Stag Place, London SW1E 5BZ. Registered in England and Wales with Number: 1833139.