Great news for Nectar Collectors everywhere. You can now apply for your very own Nectar Credit Card. It’s just like a normal credit card‚ but better‚ as it gives you Nectar points everywhere you use it. Use the Card on the high street‚ online or even on holiday and you’ll earn points at a faster rate than ever before.

You can also double the points you earn at Nectar Sponsors. Simply hand over your Nectar loyalty card and your new Nectar Credit Card at participating Sponsors and you’ll earn up to 4 points for each £1 you spend.

Widely accepted and with no annual fee
The Nectar Credit Card comes with lots of benefits like:

Great customer service 
A competitive interest rate 
24 hour card replacement 
Online fraud protection 
Accepted at establishments worldwide 

Our simple online application form takes around five minutes. All you need to hand are your bank/building society details and a Nectar account number. If you don't have a Nectar account number‚ you can apply for one online now at www.nectar.com






American Express® may vary the APR, interest rates and other charges from time to time. The American Express Nectar interest rate for Cash Withdrawals is 25.9% p.a.(1.94% per month). 

1. If approved for the Nectar Credit Card before 31 December 2007 you will receive 1,000 Nectar bonus points when the Card is used for the first time. You could earn up to 4 points per £1 spent at participating sponsors: that's 2 points on your Nectar Credit Card and 2 points on your Nectar loyalty card. Nectar points are not earned on Balance Transfers unless stated otherwise, Cash Advances, American Express Travellers Cheque purchases, Foreign Exchange and Express Cash Transactions, interest, any spending in excess of your Credit Limit, charges for dishonoured cheques, late payment or Referral Charges and American Express Credit Card finance charges. American Express reserves the right to vary the Nectar points you earn from American Express on spending at any Nectar Sponsor. 

2. When you use your Nectar Credit Card you will not be held responsible for unauthorised charges online. 

Written details are available upon request. 

We may offer you the opportunity to request Balance Transfer(s) from time to time - we will charge interest on all balances that result from Balance Transfer(s) at the standard rate of 1.24% per month, 15.9% per annum on a daily basis until the amount is fully repaid to us. For example we reserve the right to refuse any Balance Transfer requests including Balance Transfers from overdue accounts, exceeded Credit Limits, overdrafts, loans, HP agreements or any Amex accounts. We are not liable for any overdue payments or interest incurred. Payments to card companies will normally be made within 30 days from receipt of our statements and we will advise you when payment is made. We may charge a handling fee in relation to Balance Transfers. Any such handling fee will be 2% of the Balance Transferred. 

All rewards items shown are available from nectar.com or through Nectar Rewards suppliers. Terms and conditions apply. Visit nectar.com for details. Correct at time of going to press. 

Applicants must be 18 years old or over. Approval subject to status, certain exclusions apply. 

The Nectar Credit Card is issued by American Express Services Europe Limited. Registered Office: Portland House, Stag Place, London SW1E 5BZ. Registered in England and Wales with Number 1833139.